FREQUENCY ELECTRONICS, INC. 401(K) SAVINGS PLAN Investment Options

Available Funds in FREQUENCY ELECTRONICS, INC. 401(K) SAVINGS PLAN

Below is the lineup of investment options available to participants in FREQUENCY ELECTRONICS, INC. 401(K) SAVINGS PLAN. This typically includes a mix of mutual funds, index funds, and collective investment trusts (CITs) — which are pooled investment vehicles custom-built for large retirement plans, often with lower expense ratios than their retail mutual fund equivalents.

When evaluating these options, focus on expense ratios (lower is better), asset class coverage (U.S. stocks, international stocks, bonds, and stable value), and whether low-cost index funds are available. Research consistently shows that low-cost, broadly diversified index funds outperform most actively managed funds over the long term.

Total Available Funds: 30
Investment Description
Fidelity Investments Fidelity
Fidelity Investments Fidelity Mid Cap Inx
Vanguard Target Retirement 2030 Fund – Inv
Vanguard Target Retirement 2020 Fund – Inv
Vanguard Target Retirement 2050 Fund – Inv
VRS VRS Partners Y
Dodge & Cox Dodge & Cox Income X
Vanguard Target Retirement 2025 Fund – Inv
Dodge & Cox Dodge & Cox Stock X
Fidelity Investments Fidelity Small-Cap
Vanguard Target Retirement 2040 Fund – Inv
William Blair William Blair Small Mid-Cap Growth Fund – I
Vanguard ST Federal Adm
GQG GQG Partners Emerging Markets Equity Fund
Vanguard Intl Growth Adm
Vanguard Target Retirement Income Fund – Inv
Federated Federated Hermes Instl. Hiyd Bd
Vanguard Target Retirement 2035 Fund-Inv
Fidelity Investments Fidelity Lg Cap Gr Idx
PIMCO Income Inst
Vanguard Target Retirement 2045 Fund – Inv
Vanguard Target Retirement 2055 Fund – Inv
Goldman Goldman Sachs GQG Partners Int’l Opport Fund
Oakmark Oakmark International Fund Advisor
Vanguard Target Retirement 2060 Fund – Inv
Vanguard Target Retirement 2065 Fund – Inv
PIMCO International Bond US-H
Other Receivables Other Receivables
Stock Purchase Account
balances, maturing through 2030

How to Build a Smart Portfolio in Your 401(k)

Your investment lineup is only as good as how you use it. Here are the key steps to building a portfolio that works for your retirement goals:

  1. Know your risk tolerance and timeline. If you are decades from retirement, you can generally afford more stock exposure. Closer to retirement, you may want to shift toward bonds and stable value for capital preservation.
  2. Diversify across asset classes. Spread investments across U.S. stocks, international stocks, bonds, and possibly real estate or stable value. This reduces the impact of any single market downturn.
  3. Favor low-cost index funds. Even a 0.5% difference in annual fees compounds to tens of thousands of dollars over a 30-year career. If your plan offers an S&P 500 index fund or a total stock market index fund at low cost, that is typically a strong core holding.
  4. Consider a target-date fund if you prefer simplicity. Target-date funds automatically adjust your stock/bond allocation as you approach retirement, making them a solid one-fund solution for hands-off investors.
  5. Rebalance at least annually. Over time, your portfolio drifts from its target allocation as some assets outperform others. Rebalancing keeps your risk level consistent.

Learn more in our Four-Step Guide for 401(k) Retirement Investing, or use the Asset Allocation Calculator to find the right mix for your age and risk tolerance.

Model Asset Allocation Portfolios

Not sure how to allocate your investments? These model portfolios are built from core, broadly diversified asset classes using ultra-low-cost index funds. Choose a template that matches your risk tolerance, then adapt it to the specific funds available in FREQUENCY ELECTRONICS, INC. 401(K) SAVINGS PLAN. See Asset Allocation Portfolio Templates for a detailed guide.

Name YTD Return 1Yr AR 3Yr AR 5Yr AR 10Yr AR 15Yr AR 20Yr AR Common Inception
Four Core Asset Portfolio 4.74% 18.86% 12.42% 5.72% 8.01% 7.30% 6.92%
Five Core Asset Portfolio 4.70% 18.79% 12.38% 5.55% 7.97% 7.19% 6.94%
Three Core Asset Portfolio 4.57% 19.80% 13.11% 6.19% 8.52% 7.64% 7.10%
Two Core Asset Portfolio 3.87% 19.18% 13.68% 6.85% 9.34% 8.84% 7.95%
Yale Endowment Template 5.35% 17.45% 11.87% 5.56% 8.33% 7.96% 7.55%
S&P 500 Index 5.96% 30.43% 21.65% 12.98% 15.09% 13.73% 10.93%
Data as of 05/01/2026, Common starting date is 12/31/2000

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