TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Contribution & Employer Match
How TRI-WEST, LTD. Supports Your Retirement Savings
TRI-WEST, LTD. provides retirement savings benefits through TRI-WEST, LTD. 401K/PROFIT SHARING PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Average Participant Retirement Account Value
TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Estimated Average Employee Contribution Amount
262,503.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 4,101.00 in TRI-WEST, LTD. 401K/PROFIT SHARING PLAN, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in TRI-WEST, LTD. 401K/PROFIT SHARING PLAN
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Total Employer Contribution and Match Rate
TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Estimated Average Employer Match
Investing in this additonal $6,406.00 for 20 years would give you extra $410,027.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Contribution & Match Policy
TRI-WEST, LTD. 401K/PROFIT SHARING PLAN Contribution, Match and Other Plan Policies
- Each participant may elect to contribute up to 60% of his or her eligible compensation to the Plan, subject to certain IRC limitations, up to a maximum of $23,000 for the 2024 plan year.
- Participants that are 50 years of age or older who have met the annual IRC deferral limit or the specified Plan limits for deferral, may contribute a catch-up deferral of up to $7,500 for the 2024 Plan year.
- The Plan provides for an auto-enrollment feature whereby a participant is automatically enrolled in the Plan to make contributions at a default contribution rate of 3% of eligible compensation unless the participant affirmatively opts out.
- For each plan year, the employer shall contribute for each eligible participant an amount equal to 3% of each eligible participant’s compensation for such plan year.
- For the year ended December 31, 2024, the Company elected to contribute a Safe Harbor Contribution of 3% of each participant’s compensation, which amounted to $849,391.
- The Plan also permits the Company to make a discretionary profit sharing contribution (Profit Sharing Contribution) to each participant’s account.
- For the year ended December 31, 2024, Profit Sharing Contributions were $1,450,609.
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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