TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Contribution & Employer Match

How TOM MCLEOD SOFTWARE CORP. Supports Your Retirement Savings

TOM MCLEOD SOFTWARE CORP. provides retirement savings benefits through TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Average Participant Retirement Account Value

In 2024, the average participant retirement account value for TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN is $114,205.00

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Estimated Average Employee Contribution Amount

In 2024, the estimated average employee contribution amount per participant for TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN is $7,183.00. If you contribute an amount exceeding this, you have saved more than your colleagues. Congratulations! Keep up the good work. Otherwise, you might want to consider contributing more to ensure a better retirement future.
459,730.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 7,183.00 in TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN, assuming a 10%* annual return.

* Data are from public filings.

Employer Match in TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN

An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Total Employer Contribution and Match Rate

In 2024, TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN allocates $1,400,873.00 to match its employees’ contributions, providing an employer match rate of 29.06% of their contributions

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Estimated Average Employer Match

In 2024, the estimated average employer match for an employee in TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN is approximately $1,853.00
Investing in this additonal $1,853.00 for 20 years would give you extra $118,592.00, assuming a 10% annual return.

* Data are from public filings.

Are You Leaving Dollars on the Table?

If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.

Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Contribution & Match Policy

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Plan Policies

TOM MCLEOD SOFTWARE CORP. 401(K) PROFIT SHARING PLAN Contribution, Match and Other Plan Policies

  • Participants may contribute up to 100% of pretax and post tax annual compensation, as defined in the Plan.
  • Participants who have attained age 50 before the end of the plan year are eligible to make catch-up contributions.
  • Eligible employees are automatically enrolled with a pre-tax contribution of 6% of compensation, as defined by the Plan, in the absence of making an election not to participate.
  • For the year ended December 31, 2024, the Sponsor made matching contributions to the Plan of 50% of participant contributions, up to a maximum of 6% of the participant’s contributions.
  • Participants are immediately vested in their voluntary contributions and any income or loss thereon.
  • Participants become 100 percent vested in Sponsor contributions after five years of service.

2025 IRS 401(k) Contribution Limits

The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:

 20242025
Employee elective deferrals (pretax + Roth)$23,000$23,500
Employee + employer contributions combined$69,000$70,000
Catch-up contributions (age 50+)$7,500$7,500
Enhanced catch-up (ages 60–63, SECURE 2.0)N/A$11,250

The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.

Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.

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