BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Contribution & Employer Match
How BIRD TECHNOLOGIES GROUP INC. Supports Your Retirement Savings
BIRD TECHNOLOGIES GROUP INC. provides retirement savings benefits through BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST. Understanding your employer’s contribution structure is essential — it directly affects how quickly your retirement nest egg grows. Below you will find the plan’s average account values and contribution patterns based on publicly filed data.
BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Average Participant Retirement Account Value
BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Estimated Average Employee Contribution Amount
414,803.00: this is the amount you will have accumulated 20 years later if you annually contribute the average contribution amount 6,481.00 in BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST, assuming a 10%* annual return.
* Data are from public filings.
Employer Match in BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST
An employer match is one of the most valuable benefits in any 401(k) plan — it is essentially free money added to your retirement savings. Your employer contributes additional funds based on a percentage of your own contributions. Missing out on the full match is one of the most common and costly retirement mistakes employees make.
BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Total Employer Contribution and Match Rate
BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Estimated Average Employer Match
Investing in this additonal $3,059.00 for 20 years would give you extra $195,826.00, assuming a 10% annual return.
* Data are from public filings.
Are You Leaving Dollars on the Table?
If you are not contributing enough to capture the maximum employer match, you are literally turning down part of your compensation. For many plans, this can mean thousands of dollars per year in lost employer contributions — money that would compound over decades.
Use the policy details and calculator below to find out exactly how much you need to contribute to capture every dollar of employer matching.
BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Contribution & Match Policy
BIRD TECHNOLOGIES GROUP INC. 401(K) PLAN AND TRUST Contribution, Match and Other Plan Policies
- Participants may elect to contribute up to 75% of their compensation to the Plan.
- Participants age 50 and older may elect a catch-up contribution under Internal Revenue Service guidelines.
- There is also an automatic enrollment feature where 5% of compensation is contributed to the Plan.
- The employee deferral can be increased in 1% increments on an annual basis up to 10%, unless a participant opts out.
- The Company contributes to each eligible participant’s account by matching 100% of the participant’s contribution up to 1% and 50% of the participant’s next 5% of contributions.
- The Plan has an additional match to eligible participants that meet certain continuing eligibility requirements.
- Those participants will receive a company match of 100% of each participant contribution up to 1% and 50% of the participant’s next 6% of participants’ contributions.
- Vesting schedule:
- Less than 2 years: 0%
2025 IRS 401(k) Contribution Limits
The IRS sets annual limits on how much you and your employer can contribute to a 401(k) plan. Knowing these limits helps you maximize tax-advantaged savings. Here are the current limits:
| 2024 | 2025 | |
|---|---|---|
| Employee elective deferrals (pretax + Roth) | $23,000 | $23,500 |
| Employee + employer contributions combined | $69,000 | $70,000 |
| Catch-up contributions (age 50+) | $7,500 | $7,500 |
| Enhanced catch-up (ages 60–63, SECURE 2.0) | N/A | $11,250 |
The power of maxing out: If you contribute the full $23,500 annually for 20 years at a 10% average annual return, you would accumulate approximately $1,505,256. If you can maximize the combined employee+employer limit of $70,000 per year, that grows to roughly $4,480,385 over the same period — more than triple.
Use the 401(k) Savings Calculator to model your specific contribution scenario and see how your savings can grow over time.
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