Investment options of O’CONNOR WOODS 403(B) PLAN
Total Available Funds: 53
| Investment Description |
|---|
| LINCOLN NAT'LIFE MULTIFUND AMERICAN FUNDS GLOBAL GROWTH n/a |
| LINCOLN NAT'LIFE MULTIFUND AMERICAN FUNDS GROWTH n/a |
| LINCOLN NAT'LIFE MULTIFUND AMERICAN FUNDS GROWTH INCOME n/a |
| LINCOLN NAT'LIFE MULTIFUND AMERICAN FUNDS INTERNATIONAL n/a |
| LINCOLN NAT'LIFE MULTIFUND BLACKROCK GLOBAL ALLOCATION n/a |
| LINCOLN NAT'LIFE MULTIFUND DELAWARE VIP DIVERSIFIED INCOME n/a |
| LINCOLN NAT'LIFE MULTIFUND DELAWARE VIP HIGH YIELD n/a |
| LINCOLN NAT'LIFE MULTIFUND DELAWARE VIP REIT n/a |
| LINCOLN NAT'LIFE MULTIFUND DELAWARE VIP SMALL CAP VALUE n/a |
| LINCOLN NAT'LIFE MULTIFUND DELAWARE VIP SMID CAP GROWTH n/a |
| LINCOLN NAT'LIFE MULTIFUND DELAWARE VIP VALUE n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP CONTRAFUND n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP GROWTH n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP BARON GROWTH OPPORTUNITIES n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP BLACKROCK DIVIDEND VALUE n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP BLACKROCK INFLATION PROTECTED BOND n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP JPMORGAN SELECT MID CAP VALUE MANAGED n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP GLOBAL CONSERVATIVE ALLOC n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP DELAWARE BOND n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP DELAWARE DIVERSIFIED FLOATING RATE n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP JPMORGAN RETIREMENT INCOME FUND n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP DIMENSIONAL U.S. CORE EQUITY n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP DELAWARE SOCIAL AWARENESS n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP DELAWARE MID CAP VALUE FUND n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP MONDRIAN GLOBAL INCOME n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP MONDRIAN INTERNATIONAL VALUE n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP T ROWE PRICE 2030 n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP T ROWE PRICE 2040 n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP T ROWE PRICE 2050 n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP T ROWE PRICE 2060 n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP GLOBAL GROWTH ALLOCATION MANAGED RISK n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP GLOBAL MODERATE ALLOCATION MGD RISK n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP SSGA BOND INDEX n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP FRANKLIN TMPLTN MF EM EQTY n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP SSGA GLOBAL TACTICAL ALLOCATION RPM n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP SSGA INTERNATIONAL INDEX n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP SSGA S&P 500 INDEX n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP SSGA SMALL CAP INDEX n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP T ROWE PRICE MID CAP GROWTH n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP T ROWE PRICE STRUCTURED MID-CAP GROWTH n/a |
| LINCOLN NAT'LIFE MULTIFUND MFS UTILITIES n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP DELAWARE WEALTH BUILDER FUND n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP BLENDED LRG CAP GROWTH MNGD VOLTLTY n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP FRANKLIN TMPLTN GLOBAL EQTY n/a |
| LINCOLN NAT'LIFE MULTIFUND LVIP VANGUARD INTERNATIONAL EQUITY ETF n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2020 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2025 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2030 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2035 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2040 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2045 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2050 n/a |
| LINCOLN NAT'LIFE MULTIFUND FIDELITY VIP FREEDOM TARGET DATE 2055 n/a |
Investment model portfolios
We provide two types of investment model portfolios for O’CONNOR WOODS 403(B) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for O'CONNOR WOODS 403(B) PLAN