Investment options of GENESIS TECHNICAL STAFFING, INC. 401 (K) PLAN
Total Available Funds: 44
| Investment Option List |
|---|
| 33-1227873 PLAN: |
| JH Multimanager 2030 Pooled Separate Account |
| JH Multimanager 2055 Pooled Separate Account |
| JH Multimanager 2060 Pooled Separate Account |
| JH Multimanager 2065 Pooled Separate Account |
| JH Lifetime Blend 2010 Pooled Separate Account |
| JH Lifetime Blend 2020 Pooled Separate Account |
| JH Lifetime Blend 2025 Pooled Separate Account |
| JH Lifetime Blend 2030 Pooled Separate Account |
| JH Lifetime Blend 2035 Pooled Separate Account |
| JH Lifetime Blend 2040 Pooled Separate Account |
| JH Lifetime Blend 2045 Pooled Separate Account |
| JH Lifetime Blend 2050 Pooled Separate Account |
| JH Lifetime Blend 2055 Pooled Separate Account |
| JH Lifetime Blend 2060 Pooled Separate Account |
| JH Lifetime Blend 2065 Pooled Separate Account |
| JH Multimanager Moderate Pooled Separate Account |
| IDX 500 Fund Pooled Separate Account |
| JH Multimanager Growth Pooled Separate Account |
| Payden Managed Income Fund Pooled Separate Account |
| Templeton Global Bond Fund Pooled Separate Account (TGBAX) |
| VS Strategic Income Pooled Separate Account |
| Opportunistic Fixed Income Pooled Separate Account (DPGIX) |
| VS High Yield Fund Pooled Separate Account (HYPPX) |
| DFA Inflation-Protected Sec Pooled Separate Account (DIPSX) |
| AF Capital World Bond Fund Pooled Separate Account |
| Capital Appreciation Fund Pooled Separate Account |
| JH Bond Fund Pooled Separate Account |
| Invesco International Bond Pooled Separate Account (BEGBX) |
| American Balanced Fund Pooled Separate Account |
| Vanguard Value Index Fund Pooled Separate Account (VTRIX) |
| JPMorgan Large Cap Growth Pooled Separate Account (SEEGX) |
| John Hancock U.S. Growth Fund Pooled Separate Account (GSUPX) |
| Invesco Oppenheimer Global Pooled Separate Account |
| Dodge & Cox Stock Fund Pooled Separate Account (DODFX) |
| Vanguard Mid-Cap Growth Pooled Separate Account (VMGIX) |
| Vanguard Growth Index Fund Pooled Separate Account (VQNPX) |
| Vanguard Energy Fund Pooled Separate Account (VGENX) |
| T. Rowe Price Sci & Tech Pooled Separate Account |
| T. Rowe Price Health Sci Pooled Separate Account (PRHSX) |
| Royce Opportunity Pooled Separate Account (ROFIX) |
| Science & Technology Fund Pooled Separate Account |
| Dodge & Cox International St Pooled Separate Account (DODFX) |
| American Fds Fundamental Inv Pooled Separate Account |
Investment model portfolios
We provide two types of investment model portfolios for GENESIS TECHNICAL STAFFING, INC. 401 (K) PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for GENESIS TECHNICAL STAFFING, INC. 401 (K) PLAN