Investment options of EXPONENT TECHNOLOGIES, INC. 401(K) SAVINGS PLAN
Total Available Funds: 19
| Investment Option List |
|---|
| Fidelity Management & Research Fidelity 500 Index Fund N/R (FUSEX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2035 I Fund N/R (TRRJX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2030 I Fund N/R (TRRCX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2055 I Fund N/R (TRRNX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2050 I Fund N/R (TRRMX) |
| Fidelity Management & Research Fidelity Mid Cap Index Fund N/R (AIMIX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2040 I Fund N/R (TRRDX) |
| JP Morgan Investment JP Morgan Mid Cap Growth Fund N/R (DGRDX) |
| Fidelity Management & Research Fidelity Small Cap Index Fund N/R (ADVIX) |
| JP Morgan Investment JP Morgan Small Cap Growth R6 Fund N/R (UTVKX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2045 I Fund N/R (TRRKX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2060 I Fund N/R (TRPLX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2025 I Fund N/R (TRRHX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2020 I Fund N/R (TRRBX) |
| Virtus Investment Advisers, Inc. Virtus Ceredex Mid-Cap Value Equity R6 N/R (SMVTX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2065 I Fund N/R (PASUX) |
| Fidelity Management & Research Fidelity US Bond Index Fund N/R |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2015 I Fund N/R (TRRGX) |
| T. Rowe Price Associates, Inc. T. Rowe Price Retirement I 2005 I Fund N/R (TRRFX) |
Investment model portfolios
We provide two types of investment model portfolios for EXPONENT TECHNOLOGIES, INC. 401(K) SAVINGS PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for EXPONENT TECHNOLOGIES, INC. 401(K) SAVINGS PLAN