Investment options of CREATIVE HOLDINGS 401K PLAN
Total Available Funds: 29
| Investment Option List |
|---|
| BAIRD CORE PLUS INST MUTUAL FUND (BCOIX) |
| ABF SM CAP VAL INV MUTUAL FUND |
| AF AMER MUTUAL MUTUAL FUND |
| MFS MID CAP VALUE MUTUAL FUND (MCVIX) |
| MFS MID CAP GROWTH MUTUAL FUND (OTCIX) |
| FIDELITY CONTRAFUND MUTUAL FUND (FCNTX) |
| FIDELITY GROWTH COMPANY MUTUAL FUND (FDGFX) |
| FIDELITY GOVERNMENT INCOME MUTUAL FUND (FSTGX) |
| FIDELITY OVERSEAS MUTUAL FUND (FOSFX) |
| FIDELITY BLUE CHIP GROWTH MUTUAL FUND (FBGRX) |
| FIDELITY LOW PRICE STOCK MUTUAL FUND (FLPSX) |
| TRP RETIRE BAL MUTUAL FUND |
| TRP RETIREMENT 2020 MUTUAL FUND (MURGX) |
| TRP RETIREMENT 2030 MUTUAL FUND (MURIX) |
| TRP RETIREMENT 2040 MUTUAL FUND (MURLX) |
| TRP RETIREMENT 2015 MUTUAL FUND (MURFX) |
| TRP RETIREMENT 2025 MUTUAL FUND (MURHX) |
| TRP RETIREMENT 2035 MUTUAL FUND (MURJX) |
| FIDELITY INTL SM CAP OPP MUTUAL FUND |
| FIDELITY 500 INDEX MUTUAL FUND (FUSEX) |
| TRP RETIREMENT 2045 MUTUAL FUND (MURMX) |
| TRP RETIREMENT 2050 MUTUAL FUND (MURNX) |
| FIDELITY US BOND INDEX MUTUAL FUND (FSHBX) |
| TRP RETIREMENT 2055 MUTUAL FUND (MUROX) |
| FIDELITY GLOBAL EX US INDEX MUTUAL FUND |
| FIDELITY MID CAP INDEX MUTUAL FUND (FIIMX) |
| FIDELITY SMALL CAP INDEX MUTUAL FUND (FSISX) |
| FIDELITY GOVT MMKT MONEY MARKET FUND |
| FIDELITY MANAGED INCOME PORTFOLIO (FRHMX) |
Investment model portfolios
We provide two types of investment model portfolios for CREATIVE HOLDINGS 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for CREATIVE HOLDINGS 401K PLAN