Investment options of ATTO TECHNOLOGY INC. 401K PLAN
Total Available Funds: 22
| Investment Option List |
|---|
| Bank of New York Mellon Bank of New York Mellon S&P 500 Index Fund – 44,461 shares |
| American Funds Target Date 2030 Retirement Fund – 105,327 shares (REETX) |
| JP Morgan JPMorgan Large Cap Growth Fund – 21,980 shares (SEEGX) |
| American Funds Target Date 2025 Retirement Fund – 111,632 shares (REDTX) |
| American Funds Target Date 2035 Retirement Fund – 87,690 shares (REFTX) |
| American Funds Target Date 2050 Retirement Fund – 66,495 shares (REITX) |
| American Funds Target Date 2040 Retirement Fund – 58,762 shares (REGTX) |
| American Funds Target Date 2045 Retirement Fund – 48,159 shares (REHTX) |
| Columbia Diversified Income Fund – 21,274 shares (ADIIX) |
| American Funds Target Date 2055 Retirement Fund – 21,721 shares (FAJTX) |
| Victory Victory Sycamore Established Value Fund – 11,735 shares (GETGX) |
| Macquarie Macquarie Systematic Emerging Markets Equity Fund A – 23,652 shares (EMEQ) |
| American Funds Target Date 2010 Retirement Fund – 36,968 shares (REATX) |
| Fidelity Investments Fidelity Advisor Small Cap Growth Fund – 13,457 shares (FCIGX) |
| Fidelity Investments Fidelity Advisor Capital & Income Fund Class A – 20,858 shares (FHNIX) |
| American Funds Target Date 2020 Retirement Fund – 16,124 shares (RECTX) |
| PIMCO Income Fund – 12,233 shares (PFIIX) |
| Fidelity Investments Fidelity Advisor Small Cap Value Fund – 5,766 shares (FCVIX) |
| Eaton Vance Atlanta Capital SMID Cap Fund – 2,613 shares (EISMX) |
| American Funds Target Date 2060 Retirement Fund – 4,456 shares (CCKTX) |
| John Hancock International Growth R2 Fund – 1,913 shares (GOGIX) |
| American Funds Target Date 2065 Retirement Fund – 684 shares (FBMTX) |
Investment model portfolios
We provide two types of investment model portfolios for ATTO TECHNOLOGY INC. 401K PLAN participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for ATTO TECHNOLOGY INC. 401K PLAN