Investment options of Arbitration Forums Inc. 401 K Profit Sharing Plan
Total Available Funds: 32
| Investment Option List |
|---|
| Return Fund E |
| Cox Stock Fund (DODFX) |
| Real Return Fund Institutional Class (OWRRX) |
| Eagle Mid Cap Growth Fund Class R6 (HAGIX) |
| Value Fund Class R6 |
| Berman Strategic Income Fund Class R6 (LBSTX) |
| Transamerica International Equity I (TSWIX) |
| Sayles Small Cap Growth Fund Class N (LSSIX) |
| EuroPacific Growth Trust Class CT (CEUFX) |
| Emerging Markets Growth Fund Investor Class (DREGX) |
| Small Cap Value Fund Class R6 (JSCCX) |
| Commingled Pool Class I |
| Contrabond Class K |
| Bond Index Fund – Premium Class (FSBAX) |
| Fidelity Investments* Interest in registered investment company – Fidelity |
| Index Fund – Premium Class (FSBAX) |
| International Index |
| Extended Market Index (VEXMX) |
| Freedom Inc K |
| Freedom 2010 K (FFFCX) |
| Freedom 2015 K (FFVFX) |
| Freedom 2020 K (FFFDX) |
| Freedom 2025 K (FFTWX) |
| Freedom 2030 K (FFFEX) |
| Freedom 2035 K (FFTHX) |
| Freedom 2040 K (FFFFX) |
| Freedom 2045 K (FFFGX) |
| Freedom 2050 K (FFFHX) |
| Freedom 2055 K (FDEWX) |
| Freedom 2060 K (FDKNX) |
| Freedom 2065 K |
| 4.25%-9.50% |
Investment model portfolios
We provide two types of investment model portfolios for Arbitration Forums Inc. 401 K Profit Sharing Plan participants. You can customize and follow a model portfolio in your plan account.
Types of portfolio strategies
- Strategic asset allocation portfolio: It invests in a diversified portfolio of multiple assets, buy-and-hold without frequently changing the asset allocation weights.
- Suitable: For long-term (more than 15 years, preferably more than 20 years), want to be tax efficient and can withstand interim drawdown or loss as high as 50% or more.
- Pros:
- Less error-prone
- Infrequent rebalancing or transactions
- Tax efficient for taxable brokerage investments
- Cons:
- Interim loss or drawdown can be substantial
- Possible low returns for an extended period, such as 10 years or longer
- Tactical asset allocation portfolio: it invests in a diversified portfolio of multiple assets, dynamically adjust stock and bond allocations to minimize losses during market stress.
- Suitable: For long-term (more than 10 years or preferably longer) capital. Investors are willing to rebalance as frequent as monthly.
- Pros:
- Reduce large interim loss or drawdown
- Less sensitive to investment entry point
- Likely to improve returns
- Cons
- Demand more frequent rebalancing or transactions
- Less tax efficient — more suitable in a tax-deferred account such as 401(k) or IRA
- Can experience a period of lower returns compared to a broad-based strategic allocation or a buy-and-hold benchmark, especially in some bull markets
These portfolios are proactively monitored and rebalanced on a monthly basis when needed, ensuring it remains in line with its target allocation.
Let us know (Email us) if you need help to create a custom model portfolio for your plan.
Retirement Plan (401(k)) Info for Arbitration Forums Inc. 401 K Profit Sharing Plan